Archysport Exclusive: Former Alabama Player Accused of Impersonating NFL Stars in $20M Fraud Scheme
Former University of Alabama football player Luther Davis is facing federal charges for allegedly impersonating three NFL players to secure nearly $20 million in fraudulent loans, according to court documents unsealed in April 2026.
The indictment, filed by the U.S. Attorney’s Office, states that Davis used wigs and forged driver’s licenses to pose as Atlanta Falcons quarterback Michael Penix Jr., former Cleveland Browns tight end David Njoku, and Green Bay Packers safety Xavier McKinney between May 2023 and October 2024.
Prosecutors allege Davis created fake email accounts without the players’ knowledge and partnered with accomplice CJ Evins to deceive multiple lenders into approving loans totaling approximately $19.8 million.
None of the three NFL players authorized the loans or were aware of the scheme, court records show. The fraudulent activity came to light after lenders attempted to verify the identities of the supposed borrowers.
Both Davis and Evins are scheduled to appear in court on April 27, 2026, for arraignment on charges of wire fraud and identity theft. Evins has indicated through his attorney that he intends to plead guilty, while Davis has not yet entered a plea.
The case highlights ongoing vulnerabilities in identity verification processes within the financial lending sector, particularly when dealing with high-profile individuals whose personal information is widely available.
As of April 18, 2026, Michael Penix Jr. Remains the starting quarterback for the Atlanta Falcons, David Njoku is a free agent after his release from the Cleveland Browns, and Xavier McKinney continues to play for the Green Bay Packers.
The NFL and the players’ respective teams have not issued public statements regarding the case, referring inquiries to ongoing legal proceedings.
Fans and industry observers are encouraged to follow official court updates for the latest developments in this evolving legal matter.
